Receiving a report on your current credit indebtedness is very easy and fast by checking the Credit Register. It is through it that you can check if you are in the system, and you need to submit a “Debt Consolidation Request” document.
The document is filed personally or if you do not have the opportunity to personally request it, then you can authorize another person with a pre-validated power of attorney statement. Please note that the document for verification of credit obligations may also be issued by the relevant bank institution.
Bulgarian National Bank may also issue a document for reference in the Credit Register in this regard. In order to trigger the procedure for issuance of the necessary document for reference to credit indebtedness it is necessary to have a legal basis for this type of service.
Natural and legal persons must have a written application requesting the performance of the service by the National Bank. With the document provided, the person can obtain the necessary information regarding his credit indebtedness at this time, along with other possible obligations to bank and non-bank institutions, electronic money companies, and so on.
What documents are needed for reference in the CCR?
In case of verification of the credit obligations, the natural persons provide a mandatory set of documents as follows: an application form (submitted individually by the person or by another authorized person), a document certifying the identity, explicitly notarized power of attorney (upon submission by a third party) of an applicant upon submission of the document by post, certification of an application by a notary with a legalized translation in Bulgarian upon sending to a point outside the country, document for paid fee and indication of personal data under doc Mint identification (with PIN or personal identification number) for foreign individuals.
Regardless of the type of credit you have withdrawn in case of urgency, keep in mind that there are also a few of those non-banking financial institutions that will offer you a “temporary solution”, which may eventually be a “permanent obligation”.
That’s why it’s important to be careful with the “quick financial alternatives” that can appear on the horizon. Here is the time to emphasize the fact that you will get the most advantageous financial solution with a speed approval of no more than 6 minutes.
And all this happens without the so-called “fine print”, without additional hidden fees and payments. Moreover, we can boldly confirm the absence of such a similar business presence in the market, where there is no difference between the bid and the bid.